We are a 501-C-3, tax-exempt, private pay counseling ministry. No insurance plans of any kind are accepted. Below are just a few of the reasons why.
- As a Christian, Biblically-based counseling ministry, our records are recognized as confidential and privately held within the priest-penitent communication privilege. This may not be the case if we accepted insurance payments.
- Most insurance companies insist that at least one participant be formally diagnosed with a mental health disorder utilizing the Diagnostic and Statistical Manual of Mental Disorders 5th edition (DSM-V). DCC does not believe this is aligned with the goals and purposes related to Biblical counseling.
- The administrative costs associated with billing insurance companies are extensive and generally requires hiring additional office staff to process the claims. Our desire is to keep the costs associated with DCC as low as possible for our clients.
- Our goal is to help heal relationships, not to tear them down. Within the insurance filing and reporting process, there is the possibility that confidentiality and privacy could be compromised and records could be shared with other parties. In part because personal health information required to be shared with the insurance company is no longer kept solely within the confines of the counseling office.
- Overall, the time, energy, and effort related to accepting, processing, filing, and maintaining insurance records is extensive. We believe all these efforts could be better utilized in direct care to our clients and additional research.
- In many cases, our fees are less than the combined costs of out of pocket deductible and office visit expenses related to filing an insurance claim.